Hiring a public adjuster can be a great way to ensure you get the most out of your insurance claim. However, it’s important to ask the right questions before you decide. Here are five questions to consider before hiring a public adjuster.
1. How Long Has Your Company Been in Business?
A public adjuster that has been in business for a long time is likely to have more experience handling claims. This means they may be able to get you a better settlement than someone who is just starting out.
2. Are You Licensed and Bonded?
You should always make sure that your public adjuster is licensed and bonded. This will protect you if they do not deliver on their promises or if they cause any damage to your property.
3. What is Your Fee Structure?
Most central Florida public adjusters charge a percentage of the final settlement, so be sure to ask about their fee structure upfront. You should also find out if there are any other costs associated with hiring them, such as filing fees or expenses.
4. Do You Have Experience Handling My Type of Claim?
Different types of claims require different approaches, so it’s crucial to ensure your public adjuster has experience dealing with the type of claim you have. For example, if you have a wind damage claim, you’ll want to find someone who has experience dealing with wind damage specifically.
5. What is the Timeline for My Claim?
You should have a general idea of how long it will take to settle your claim before hiring a public adjuster. This way, you can ensure that their timeline aligns with your expectations.
Asking these five questions will help you narrow down your options and find the right public adjuster for your needs. Hiring a public adjuster can be a great way to get the most out of your insurance claim, but you should first ask the right questions.